Pioneering FinTech Innovation

Dino Setiawan

CEO & CO-Founder

Awan Tunai

Dino Setiawan: Pioneering FinTech Innovation at AwanTunai

Dino Setiawan, the CEO and Co-founder of AwanTunai, stands as a beacon of innovation and leadership in Indonesia’s dynamic FinTech ecosystem. With a distinguished background in investment banking and a relentless entrepreneurial spirit, Dino has propelled AwanTunai to the forefront of digital transformation, empowering SMEs and reshaping traditional cash economies. His visionary leadership philosophy, marked by resilience and strategic foresight, has gained widespread recognition and positioned AwanTunai among the industry leaders.

Dino Setiawan’s journey is a testament to his diverse experiences and continuous commitment to excellence. Dino started his career in finance, honing his skills at prestigious institutions such as Morgan Stanley and Credit Lyonnais Securities Asia. He worked at Macquarie Group as a product control officer for a period of two years. After that, he joined as a Treasury Analyst and provided invaluable insights into financial analysis and risk management, laying the foundation for his entrepreneurial endeavors. With a wealth of expertise and experience,  Dino co-founded AwanTunai with a vision to revolutionize Indonesia’s SME landscape through innovative financial solutions and digital empowerment.

Notable milestones showcase Dino’s career trajectory, each underscoring his dedication to driving impactful change. From his early days at Morgan Stanley to founding SimpleFi, a pioneering fintech startup, Dino demonstrated a knack for innovation and strategic foresight. His tenure at Windy Hill Management Consulting and leadership roles at Asosiasi FinTech Pendanaan Bersama Indonesia showcase his commitment to industry development and risk management. However, it was the foundation of AwanTunai that marked a defining moment in Dino’s career, catalyzing digital transformation and financial inclusion across Indonesia’s SME landscape.

At the core of AwanTunai, Dino Setiawan appreciates a leadership style characterized by empowerment, resilience, and visionary thinking. He fosters a culture of innovation, encouraging his team to challenge the status quo and embrace disruptive solutions. Dino’s collaborative approach boasts confidence and fosters creativity, driving AwanTunai’s mission to digitize supply chains and democratize access to financial services. His determination and commitment to driving positive change have earned him widespread recognition as a visionary leader in the FinTech industry.

Dino’s entrepreneurial spirit and deep-seated belief in the transformative power of technology have been instrumental in shaping AwanTunai’s success story. Despite facing setbacks and obstacles along the way, Dino’s unparalleled optimism and strategic vision have helped AwanTunai to reach new heights of success, transforming traditional cash economies and empowering SMEs across Indonesia.

Dino Setiawan’s entrepreneurial journey has seen many challenges, from navigating regulatory complexities to overcoming market skepticism. In the early days of AwanTunai, Dino and his team faced difficulties in tech adoption and risk mitigation. However, they transformed adversity into opportunity through resilience and dedicated efforts, emerging as pioneers in Indonesia’s FinTech landscape. 

Dino Setiawan’s visionary leadership and pioneering contributions to the FinTech industry have earned him numerous accolades and recognition. He has been honoured with prestigious awards such as the FinTech Leader of the Year and Entrepreneur of the Year, acknowledging his significant contributions to driving innovation and financial inclusion. Additionally, Dino’s strategic leadership at AwanTunai has been lauded by industry peers and stakeholders, solidifying his reputation as a visionary leader in Indonesia’s FinTech. 

Looking ahead, Dino Setiawan sees a future where AwanTunai continues to lead the charge in digitalizing supply chains and fostering financial inclusion on a global scale. His strategic roadmap encompasses expanding lending facilities, forging strategic partnerships, and leveraging cutting-edge technologies to drive sustainable growth. Dino remains steadfast in his commitment to democratizing access to finance and shaping a more equitable future for all. As he navigates the complexities of the digital economy, Dino’s visionary leadership continues to inspire and drive impactful change across industries.

We went through the worst credit cycle in recent history and achieved a 97% recovery rate. So that’s 3% NPL in a very difficult environment. And to a certain extent, it is a testament to how fast we could adapt to the desperate situation and deploy our SaaS systems to control risk.”

  • “I get them to dream beyond the typical mindset — i.e., instead of king of FMCG supply chain in Indonesia, why not king of FMCG supply chain globally?”

Dino Setiawan’s journey exemplifies the transformative power of visionary leadership and dedication to driving positive change. From his early days in investment banking to founding AwanTunai, Dino has navigated challenges with resilience and strategic foresight, transforming traditional cash economies and empowering SMEs across Indonesia. His visionary leadership philosophy, marked by innovation and strategic vision, has gained widespread acclaim and positioned AwanTunai as a leader in the FinTech industry.